Start with your goals
Your property, income, and plans shape the conversation. We help you compare the programs that may fit.
About VirtuaLendingA bigger view of lending.
A bigger view of lending.
A personal approach.
Your next home, investment, or refinance deserves more than a one-size-fits-all answer. We bring a full range of mortgage options and a real loan team to the conversation.
What guides us
Your plans come first.
A mortgage is a major decision. Our role is to make the options and the work ahead easier to understand.
Make the details clear
Understand the documentation, costs, and next steps with a loan professional who can answer your questions.
Keep people in the process
Technology helps organize the work. Your loan team provides the guidance and personal attention along the way.
A full-service mortgage brokerage
Different plans. More possibilities.
Buying or refinancing a home
Explore conventional, FHA, VA, and other home loan programs with help understanding the requirements.
Explore home loansIncome that looks different
Compare bank statement, asset depletion, and non-QM options for borrowers whose income calls for another approach.
Explore your optionsBuilding your investments
Explore DSCR and investor-purpose P&L-only loans through RatePricer, backed by VirtuaLending’s loan team.
Meet RatePricerPrograms depend on lender availability, property and borrower eligibility, and underwriting approval.
RatePricer by VirtuaLending
Smart tools. A real loan team.
RatePricer is our investment financing experience for DSCR and investor-purpose P&L-only loans. It brings loan pricing and practical tools together with people who can help you understand the details.
Explore RatePricerLet’s talk about what’s nextA real place.
Our office2211 Michelson Dr, Suite 900, Irvine, CA 92612Call our team(323) 693-8064Email ushello@virtualending.comA real place.
Real people to reach.
Start with a few details about your plans, or reach out to our team.
Start my loan inquiry